Small Business Loan Program

At Horn & Co. Financial, we can also help you with your Small Business Loan needs. Our knowledge and expertise becomes your competitive advantage. We are devoted to your success.
Listed below are some of the Small Business Loan programs we offer:

Real Estate
We can help you arrange for Small Business Loans for owner-occupied commercial real estate.

The loan program includes:

Loans from $200,000 - $5,000,000
Purchase, Expansion, New Construction or Refinance
Up to 100% financing available
Terms up to 25 years
Fixed and Variable Rates
No Balloons
Conventional and SBA Loans Available

Business Acquisition
At Horn & Co. Financial we understand that intangible assets are often the most valuable ones in a business acquisition. A customer list, a trademark, a patent or other goodwill can all be considered. We consider a company's true potential, then provide the kind of financing your acquisition needs for long-term success.

We offer:

Loans from $250,000 to $2 million
Up to 90% financing
No minimum collateral requirements on loans up to $1 million
Working capital and new equipment financing are available as part of the loan
Sales can be financed over 10 to 25 years (with real estate) with no balloons
In most cases, the seller will not be required to finance any of the sales price and will receive cash at closing rather than over a period of several years

Franchise Financing
Many franchisees use SBA loans to meet their financing needs. We can help you arrange for a SBA loan.

We provide franchisees with loans to meet a variety of franchise financing needs:

Start-up in a new location
Acquisition of an existing location
Refinance
Re-branding

Loan terms are structured to accommodate a wide range of franchise concepts:

Loans from $150,000 - $3 million
Loans up to $10 Million for select hotel concepts
Up to 90% financing
Terms up to 25 years with real estate or 10 years without
No management experience required on most concepts
Customized credit and closing criteria can be crafted for select concepts
Conventional Loans Programs available for select concepts

Our lendering partners have reviewed and assigned lending criteria to more than 1,000 franchises, so we can help get your franchise operation open and generating sales quickly and efficiently.

Practice Financing
Horn & Co. Financial offers customized financing solutions to licensed professionals including Doctors, Dentists, Veterinarians, Optometrists, CPAs, Lawyers, Architects and Engineers.

We understand the challenges your practices faces and can provide financing for:

Practice start-up
Practice Acquisition
Cmmercial Real Esate Purchase
Practice Expansion
Partner Buy-out

Program Highlights include

Loans up to $3 Million
Up to 100% financing
No minimum collateral requirements on most loans
Terms up to 10 years without real estate and 25 years with real estate

Small Business Loan Program