Professional Liability (E & O)

Horn & Co. Insurance Services is an appointment agent with Zurich Insurance Services, Inc.Through Zurich, we can offer professional liability insurance for Architects and Engineers. Zurich’s seasoned E & O claims professionals are specialists in handling exposures and legal issues unique to this industry.

Product Definition

Coverage for claims arising out of negligent acts, errors or omissions with respect to covered Professional Services also known as Design Professional’s Liability.

Coverages:

  • Joint venture coverage
  • Asbestos and pollution coverage
  • Innocent principal coverage
  • Automatic equity interest coverage – up to 20 percent
  • Mediation credit of 50 percent up to $20,000
  • Worldwide coverage

Risk Management Services

Zurich realizes that risk management is a critical element for a design professional’s business strategy. Zurich helps E & O policyholders manage risk by providing informed guidance and value-added services.

  • Contract reviews
  • Contracts risk management guide

Eligibility

The professions that are eligible for this program include:

  • Acoustical Engineers
  • Architects
  • Civil Engineers
  • Communications Engineers
  • Electrical Engineers
  • Environmental Engineering
  • Forensic Engineers
  • HVAC Engineers
  • Hydrological Engineers
  • Interior Designers
  • Land Surveyors
  • Landscape Architects
  • Mechanical Engineers
  • Process or Geotechnical Engineers
  • Transportation Engineers

Contact us for more information on Professional Liability Insurance, or submit a quote request today.

This is a general description of coverage and is not a policy contract. The policy itself should be read for your coverages and exclusions. Insurance coverage underwritten by the companies of Zurich North America.