Marine Watercraft Insurance
Horn & Co. Insurance Services is an appointment agent with Foremost Insurance Group, a member of the Farmers Group of Companies. Through Foremost, we can offer you coverage for your Marine Watercraft. We can help to insure your Family Boat, Personal Watercraft, or Yacht.
Coverage Options
It's a common myth that your personal watercraft is adequately covered under your homeowner's or renter's policy. In most cases, you need additional coverage. For real peace of mind as you ride the waves, you need a policy that offers important coverages specifically designed for personal watercraft.
Important Coverages For real peace of mind as you're out on the water, you need a policy that provides a wide range of coverages. These coverages should include:
- Physical Damage
- Liability
- Wreck Removal
- Pollution Liability Coverage
- Watersports LIability
- Medical Payments Coverage primary
Optional Coverages For extra protection, and because not everyone's needs are the same, Foremost offers a variety of coverage options:
- Increased limits on Liability
- Uninsured Watercraft
- Accessory Coverage
- Personal Property
- Towing and Assistance
- Trailer Coverage
- Liability-Only
Broad Eligibility
A Foremost policy will cover almost all makes and models of personal watercraft. And Foremost also has a specialized program for boats.
Features and Discounts
Foremost offers a variety of discounts that can save you money on your premium. And there's no limit to the number of discounts you can receive if you qualify. With a Foremost policy, you may be eligible for the following discounts:
- Multi-Policy
- Multi-Unit
- Renewal
- Prior Insurance
A Choice of Deductibles and Payment Plans Higher deductibles can help lower the cost of your premium. Flexible payment plans, including automatic funds transfer, help you keep your monthly budgeting on track. Together they can help you keep your premium payments affordable.
Contact us for more information on Marine Watercraft Insurance, or submit a quote request today.
This is a general description of coverage and is not a policy contract. The policy itself should be read for your coverages and exclusions. Insurance coverage underwritten by Foremost Insurance Group.